SCHEDULE OF BENEFITS (Persons up to the age of 75 (not yet 76) Limit per travel ticket purchased
|
Limit per travel ticket purchased
|
Description
|
Local
|
International
|
Section 1
|
Emergency Medical and Related Expenses
|
R 100 000
|
R 200 000
|
Excess (1 to 60 days)
|
R 4 000
|
R 4 000
|
Excess (61 to 90 days)
|
R 5 000
|
R 5 000
|
Emergency Medical Due to War or Terrorism
|
R 100 000
|
R 200 000
|
Excess (1 to 60 days)
|
R 4 000
|
R 4 000
|
Excess (61 to 90 days)
|
R 5 000
|
R 5 000
|
Related Expenses
|
|
|
1.1.1 Medical Transportation and Repatriation
|
Included in Emergency Medical Expenses
|
|
1.1.2 Visit by a family member
|
Included in Emergency Medical Expenses
|
|
1.1.3 Return of Travel Companion
|
Included in Emergency Medical Expenses
|
|
1.1.4 Burial, Cremation and Return of Mortal remains
|
Included in Emergency Medical Expenses
|
|
1.1.5 Hospital Inconvenience
|
R 200 / day - Total of R 3 000
|
|
Section 2
|
|
|
2.1 Medical Referral
|
Service Only
|
|
2.2 Medical Monitoring
|
Service Only
|
|
2.3 Emergency Medicine
|
Service Only
|
|
2.4 Evacuation
|
Refer to Section 1.1.1
|
|
2.5 Repatriation
|
Refer to Section 1.1.1
|
|
2.6 Return of Mortal Remains
|
Refer to Section 1.1.4
|
|
2.7 Transmission of Urgent Messages
|
Service Only
|
|
2.8 Embassy Referral
|
Service Only
|
|
2.9 Emergency Travel and Accommodation Arrangements
|
Service Only
|
|
2.10 Legal Assistance
|
Refer to Section 7
|
|
2.11 Bail
|
Service Only
|
|
2.12 Return in case of death or imminent death of a close Relative
|
Service Only
|
|
2.13 Loss of Travel Documents
|
Refer to Section 10
|
|
2.14 Cash advances
|
Service Only
|
|
Section 3
|
|
|
3.1 Cancellation
|
R 10 000
|
R 10 000
|
Excess
|
R 500
|
R 500
|
3.2 Curtailment
|
R 10 000
|
R 10 000
|
Excess
|
R 500
|
R 500
|
Section 4
|
|
|
Travel Delay
|
R 2 000
|
R 2 000
|
Minimum Delay Period
|
12 hours
|
12 hours
|
Section 5
|
|
|
Personal Liability
|
R 2 500 000
|
R 2 500 000
|
Section 6
|
|
|
Hijack, Hostage or Wrongful Detention Inconvenience
|
R 10 000
|
R 10 000
|
Benefit per day R 750 R 750
|
R 750
|
R 750
|
Section 7
|
|
|
Legal Expenses
|
R 5 000
|
R 5 000
|
Section 8
|
|
|
Luggage
|
R 3 000
|
R 3 000
|
Excess
|
R 500
|
R 500
|
Maximum Insured Value Per Item
|
R 1 000
|
R 1 000
|
Section 9
|
|
|
Luggage Delay
|
R 2 000
|
R 2 000
|
Minimum Delay Period
|
12 hours
|
12 hours
|
Section 10
|
|
|
Loss of Cash and / or Travel Documents
|
R 1 500
|
R 1 500
|
Excess
|
R 500
|
R 500
|