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Parkside


130 Independence Ave, Windhoek

The Parkside Head Office also houses RMB, Home Loans and WesBank.

RMB Namibia Tel: 061 2992340

RMB Corporate Banking
Tel: 061 2998446
infonam@fnbnamibia.com.na

WesBank
Ground Floor, @Parkside
Box 195, Windhoek
Tel: 061 2992437
wesbank@fnbnamibia.com.na

Home Loans
Ground Floor, @Parkside
Box 2150, Windhoek
Tel: 061 2992523 / 061 2992524
bonds@fnbnamibia.com.na

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Private Clients

C/O /Fidel Castro & Independence Ave
First Floor
Box 285, Windhoek
Tel: 061 2992838

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Grove Mall Branch

First National Bank of Namibia LTD
C/O Chasie & Frankie Fredericks St, Ground Floor shop 44, Windhoek

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Southern Industrial Area

P/Bag 5177, Ausspannplatz
info@fnbnamibia.com.na

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John Meinert Branch

First National Bank of Namibia LTD
C/O Independence Ave & John Meinert St, Windhoek

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Prosperita Branch

First National Bank of Namibia LTD
110 Nickel St, Prosperita, Windhoek

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Contact Centre
C/O Fidel Castro & Independence Ave
Box 285, Windhoek
el: 061 2992222

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Katutura Branch

First National Bank of Namibia LTD
Pick n Pay Complex, Independence, Katutura, Windhoek

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Northern Industrial Branch

First National Bank of Namibia LTD
16 Nguni St, Northern Industrial Area, Windhoek

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Private Wealth
C/O Fidel Castro & Independence Ave
Ground Floor
Box 285, Windhoek
Tel: 061 2998447

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Wernhill Branch

First National Bank of Namibia LTD
New Wernhill Shopping Complex, 1st Floor, Windhoek

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 No teller services
Tuesday to Thursday 9:00 - 16:00
Saturday 8:30 - 12:00

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Windhoek Branch

First National Bank of Namibia LTD
207 Independence Ave, Windhoek

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Aranos

First National Bank of Namibia LTD
17 Main St, Aranos

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Ausspannplatz Branch

First National Bank of Namibia LTD
Ausspannplatz Kal street, Windhoek

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 No teller services
Tuesday to Thursday 9:00 - 16:00
Saturday 8:30 - 12:00

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Eenhana Branch

First National Bank of Namibia LTD
BH Complex Main Rd, Eenhana

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Gobabis Branch

First National Bank of Namibia LTD
44 Church St, Gobabis

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Grootfontein Branch

First National Bank of Namibia LTD
Hage Geingob Ave, Grootfontein

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Henties Bay Branch

First National Bank of Namibia LTD
C/O Jakkalsputz & Duineweg, Henties Bay

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Karasburg Branch

First National Bank of Namibia LTD
79 Main Street, Karasburg

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Karibib Branch

First National Bank of Namibia LTD
Erf 46 shop no 2 Woerman and Brock Complex, Karibib

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 9:00 - 13:00
Tuesday to Thursday 9:00 - 16:00 Saturday Closed
Saturday 8:30 - 12:00

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Katima Mulilo Branch

First National Bank of Namibia LTD
Andimba Toivo ya Toivo street, Shop no2, Katima Mulilo

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Khomasdal Branch

First National Bank of Namibia LTD
Shop 22 C, 1ST FLOOR Khomas Grove Mall, Khomasdal Windhoek

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 No teller services
Tuesday to Thursday 9:00 - 16:00
Saturday 8:30 - 12:00

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Keetmanshoop Branch

First National Bank of Namibia LTD
76 Hampie Plichta Ave, Keetmanshoop

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Lüderitz Branch

First National Bank of Namibia LTD
12 Bismarck St, Lüderitz

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Mariental Branch

First National Bank of Namibia LTD
Erf 280 Dr Sam Nujoma Ave, Mariental

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Nkurenkuru Branch

First National Bank of Namibia LTD
Shop 1 & 2 Shoprite Center, Nkurenkuru

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Okahao Branch

First National Bank of Namibia LTD
Shop no 6 Shilongo comercial center, Okahao

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Okahandja Branch

First National Bank of Namibia LTD
Shop 16, Okahandja Shopping Mall, Okahandja

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Okakarara Branch

First National Bank of Namibia LTD
NDC business park, Okakarara

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 9:00 - 13:00
Tuesday to Thursday 9:00 - 16:00 Saturday Closed
Saturday 8:30 - 12:00

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Okongo Branch

First National Bank of Namibia LTD
Erf 349, 16 A Okongo Shopping Mall, Okongo main road, Okongo

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Omaruru Branch

First National Bank of Namibia LTD
Erf 66, Wilhelm Zeraua, Omaruru

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 9:00 - 13:00
Tuesday to Thursday 9:00 - 16:00 Saturday Closed
Saturday 8:30 - 12:00

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Omuthiya Branch

First National Bank of Namibia LTD
Erf 2902, Extension 1, Okaale Complex, main road Omuthiya

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Ondangwa Branch

First National Bank of Namibia LTD
37 Main Rd, First City Centre, Ondangwa

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Ongwediva Branch

First National Bank of Namibia LTD
Shop 28-32, Oshana Mall, Main Road, Ongwediva

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Ongwediva Branch

First National Bank of Namibia LTD
Shop 28-32, Oshana Mall, Main Road, Ongwediva

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Oranjemund Branch

First National Bank of Namibia LTD
Erf 1120, Oranjemund

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Oshakati Branch

First National Bank of Namibia LTD
Erf 272, Okatana, Main Road, Oshakati

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Otavi Branch

First National Bank of Namibia LTD
Erf 13 John Bandeni Str, Otavi

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Otjiwarongo Branch

First National Bank of Namibia LTD
7 George St, Otjiwarongo
44 Hage Geingob St, Otjiwarongo

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Outapi Branch

First National Bank of Namibia LTD
Outapi-Tsandi Road, Iipumbu Complex, Outapi

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Outjo Branch

First National Bank of Namibia LTD
Sam Nujoma Drive - OK Mall, Outjo

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Rehoboth Branch

First National Bank of Namibia LTD
Erf 1, C/O Church & Bahnhoff, Block B, Rehoboth

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Rosh Pinah Branch

First National Bank of Namibia LTD
2 Lood St, Rosh Pinah

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 9:00 - 13:00
Tuesday to Thursday 9:00 - 16:00 Saturday Closed
Saturday 8:30 - 12:00

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Rundu Branch

First National Bank of Namibia LTD
New Rundu Mall, Maria Mwerenge Street, Rundu

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Swakopmund Branch

First National Bank of Namibia LTD
16 Tobias Hainyeko St, Swakopmund

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Tsumeb Branch

First National Bank of Namibia LTD
74A Presidents Ave, Tsumeb

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Walvis Bay Branch

First National Bank of Namibia LTD
138 Sam Nujoma Ave, Walvis Bay

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Klein Windhoek

No 9 Eaton Heights, Bassingthweighte St
Klein Windhoek
Box 285, Windhoek
Tel: 061 2992222

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Maerua Mall Branch

First National Bank of Namibia LTD
Maerua Mall, 1st floor, shop no 39, Windhoek

Contact Centre: +264 61 299 2222 | +264 81 9536262
Card Cancellation: +26461 299 2999
Email: info@fnbnamibia.com.na

Operating hours


Sales and Services Tellers
Monday and Friday 8:30 - 16:00 Monday and Friday 8:30 - 15:30
Tuesday to Thursday 9:00 - 16:00 Tuesday to Thursday 8:30 - 15:30
Saturday 8:30 - 12:00 Saturday 8:30 - 12:00

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Private Clients - Earn an income of N$750 000 to N$1,499 999 per annum, or with a NAV of N$10 million + Private Wealth - Earn an income of N$1.5m + or with a NAV of N$15 million

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Buyer's cashflow

The buyer's cash flow may not allow for payment to be made. It can cost the seller dearly as he/she may have incurred manufacturing and other costs on the understanding that an advance payment would be forthcoming

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Why you need this

This method of payment favours the exporter, as the goods are only shipped (or in some cases manufactured) once payment has been received from the buyer (importer).

  • The buyer pays the seller before the goods have been shipped, or in some cases before the goods have been manufactured
  • Payment can be effected by bank draft or electronic payment (SWIFT).

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What you need to do

If you are exporting

  • On conclusion of the contact of sale, the buyer sends you advance payment
  • Your bank will receive an inward transfer in your favour
  • You will need to supply your bank with the appropriate settlement instructions, as well as conversion instructions if the transfer is in foreign currency
  • You ship the goods and forward the documents to the buyer

If you are importing

  • The contract of sale is concluded
  • Contact our International Business Centre and request them to do a SWIFT transfer or issue you with a draft
  • You will need to supply the International Business Centre with details of the beneficiary (including banking details, amount and currency) and a copy of your invoice
  • On receipt of the goods and documents, you clear the goods

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Minimise the risks

  • Bank/Status reports can be obtained to ascertain the reliability and integrity of the seller
  • Country reports are useful in determining the stability of the seller's country
  • If the seller will be incurring costs to either manufacture or secure the goods from another supplier, reports should be obtained on the buyer and the buyer's country
  • The buyer may request the seller to issue an Advance Payment Guarantee covering any monies advanced to the seller, should the seller default

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When to use this

When you should use this method of settling an international trade transaction.

This method of payment favours the exporter as he/she only ships or manufactures the goods once payment has been received from the buyer. The buyer, therefore, runs the risk of paying for goods that may never arrive, or not be in accordance with the order.

Advance payments

Goods shipped once payment is received

Our Advance Payments are allowed against a Proforma Invoice and favours the exporter.

 

Why you need this

Favours the exporter

This method of payment favours the exporter, as the goods are only shipped (or in some cases manufactured) once payment has been received from the buyer (importer).

What you need to do

Whether you are importing or exporting

Understanding what to do whether you are importing or exporting.

What the risks are

Know what to look out for

Laws imposed

The seller's country may impose laws that prevent the shipment from taking place.



Seller might not ship

The seller may not ship the right quality and/or quantity of goods, or he/she may not ship at all.



No advance payments allowed

The buyer's country may not allow advance payments in respect of imported goods.



Buyer's cashflow

The buyer's cash flow may not allow for payment to be made.

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Minimise the risks

  • Bank/Status reports can be obtained to ascertain the reliability and integrity of the seller
  • Country reports are useful in determining the stability of the seller's country
 

When to use this

Manufacture only when paid

Know when to use this method of settling an international trade transaction..

Getting it made easy

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First National Bank of Namibia Limited, Reg. No. 2002/0180.