Disability Cover
Dealing with disability can be emotionally, physically and financially challenging. We also understand that everyone has different circumstances.
This is why we offer you a choice of cover to best help you if you become permanently disabled.
Comprehensive Disability Cover
Pays out a cash lump sum when you can no longer perform your own occupation (even if you can perform a similar one) or care for yourself.
Activities of Daily Living
We also understand that everyone has different circumstances.
This is why we offer you a choice of cover to best help you if you become permanently disabled.
Pays out a cash lump sum when you can no longer care for yourself or need help with simple daily tasks.
Whichever option suits your needs, you have the flexibility of selecting either:
Standalone Cover
Pays out without affecting your Life Cover amount when you claim.
Combined with Life Cover
Reduces your Life Cover by the amount claimed, but offers the advantage of more affordable premiums.
You'll also get a 6-month Premium Waiver Benefit, which means you'll make no premium payments for six months when your claim is approved.