Home Loan
Walk in a buyer, walk out an owner
A home loan will offer you the finance you require to purchase an existing residential property.
What this is
Get the funds to buy property
- You need this if you want to buy a property but you do not have sufficient funds at your disposal.
- The traditional home loan can be combined with a range of flexible repayment options
- You can choose between a Fixed and a Variable Interest Rate Option.
Home Loan packages
These come with varying rates. You could also qualify for a special home loan rate. But even if you don't qualify for these special rates, you also have the choice of two interest rate options.
Turquoise Lifestyle
Silver Lifestyle
Gold Lifestyle
Platinum Lifestyle
Protect your home
Do I need Life Insurance?
Life cover is strongly recommended. In the event that you are unable to continue payments of the home loan, due to unforeseen circumstances such as disability and death the bond will then be covered by the life insurance policy.
Do I need fire cover?
Fire cover is compulsory and underwritten by Outsurance, the Insurance Division of FNB Namibia. You also have the option to arrange your own Insurance and cede policy to the Bank. The annual fire cover premium of Outsurance can be debited against the home loan account.
Getting it made easy