FNB home page phishing scam
Fraudsters often send fake emails or set up fake web sites that mimic the sign-in pages of trusted companies.
When you receive an email requesting you to select a link, you can do the following to verify if the email can be trusted:
- Make sure the 'From' address is from a trusted source. The email address from the actual sender will display in brackets next to the short url (see note 1).
- Hover over the address for the actual link to display (see note 2). In this case the short url and actual link differ. This indicates possible phishing.
Remember, FNB will
never
ask you to select a link to login to your banking profile, or ask you for your login details (username and password).
What happens if you do select a phishing link
You will be re-directed to a fake site that mimics the FNB website
What you can do to verify if this is a fake site or the actual FNB website
Check the url in the addressbar. It must display: https://www.fnb.co.za/
Scam url (see example below): http://libraryofpulausaigon.org/wp-admin/maint/index.htm
While you are attempting to login from a phishing home page the fraudsters get hold of your login details.
Next, you are presented with a security verification screen. In the meantime, the fraudsters login to your account with the details they have intercepted and do a transaction.
When their transaction needs to be verified with a One Time PIN (OTP) you will be presented with a screen requesting you to enter the OTP you received.
When you enter the OTP on this screen, the fraudsters will be in a position to finalise the transaction from their side.
